The news that college and trade school tuition and costs are skyrocketing is not really news at all. Increases are, and have been for a long time, a fact of life. Every school raises the cost of attendance each year. Some schools have experienced costs increases in the middle of the year and from semester to semester. It has almost gotten to the point that you cannot afford to get an education even if you work a couple of jobs to try to get it paid for.
What are the effects of working endless hours at low paying jobs to get a degree? Stress levels are raised considerably. Too much stress is harmful to your health. Extreme and continuous exhaustion is another effect. You always feel like you are too tired to do anything. Finally, if you do manage to pull off the double/triple job with full-time studies, most people other than superman end up with pitifully low grade point averages. It kind of kills the effect of a degree when you slap down transcripts that show you barely passed. Employers are not looking for average students. They are looking for exceptional students with high grade point averages.
The choice is really up to you. You can decide to put yourself through hell for years to grab that degree and hope your grades are not so subpar that there is no way you are going to get a job anyway. Or, you may just decide to skip all the hassle and strain and look at different options like fake degrees and transcripts.